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1. Previous Communication Reference: Include when there have been prior attempts to collect the debt

2. Payment History: Add when there is a history of partial payments or payment attempts

3. Islamic Compliance Statement: Include when dealing with financial institutions or when the debt involves Islamic banking principles

4. Settlement Offer: Optional section when authorized to propose a settlement amount or payment plan

5. Third Party Authorization: Include when the collection is being made on behalf of another entity

6. Document List: When referencing multiple supporting documents or previous correspondence

1. Statement of Account: Detailed breakdown of the debt, including original amount, any permitted charges, and current balance

2. Payment History Record: Chronological list of any payments made and remaining balance

3. Original Contract Reference: Copy or summary of the original agreement or transaction that led to the debt

4. Supporting Documentation: Copies of relevant invoices, delivery notes, or other proof of debt