Consumer Credit Act 1974: Primary legislation governing consumer credit in the UK, establishing the framework for credit agreements and consumer protection in credit matters
Data Protection Act 2018: UK's implementation of data protection standards, crucial for handling personal credit information and credit reports
UK GDPR: Post-Brexit adaptation of EU GDPR, providing fundamental rights regarding personal data processing and protection in credit reporting
Financial Services and Markets Act 2000: Establishes regulatory framework for financial services in the UK, including credit repair services
Consumer Rights Act 2015: Consolidates consumer protection law, including rights related to unfair contract terms in credit agreements
FCA Regulations: Regulatory requirements set by the Financial Conduct Authority governing credit repair services and credit information handling
Credit Reference Agency Regulations 2000: Specific regulations governing the operation of credit reference agencies and the handling of credit information
FCA Handbook CONC: Consumer Credit sourcebook providing detailed rules and guidance for consumer credit activities
ICO Guidelines: Information Commissioner's Office guidelines on handling personal data in credit reporting and repair contexts
Six-Year Limitation Period: Legal time limit under the Limitation Act 1980 for most debt claims in England and Wales
