Document background
A Goodwill Letter To Credit Bureau Template is utilized when an individual seeks to have negative information removed from their credit report through an appeal to the credit bureau's discretion. The letter typically includes personal information, account details, an explanation of circumstances, and evidence of good faith efforts to maintain credit worthiness. Under English and Welsh law, while credit bureaus must ensure accuracy of information, they may consider removing negative marks as a goodwill gesture. This document is particularly relevant when the negative mark resulted from unusual circumstances and the individual has otherwise maintained good credit.
