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1. Online Banking Services: Terms for digital banking access - include if online banking is offered

2. Mobile Banking: Specific terms for mobile banking apps - include if mobile banking is offered

3. Joint Accounts: Additional terms for accounts with multiple holders - include for joint accounts

4. Business Accounts: Specific terms for business customers - include for corporate accounts

5. Foreign Currency Services: Terms for foreign currency transactions - include if foreign currency services are offered

6. Overdraft Facility: Terms for overdraft services - include if overdraft is offered

7. Special Account Types: Terms for savings, fixed deposits, or other special accounts - include based on account type

8. Credit Card Services: Terms for associated credit cards - include if credit cards are offered

9. Investment Services: Basic terms for investment services - include if investment services are offered

1. Schedule 1: Fee Schedule: Detailed listing of all applicable fees and charges

2. Schedule 2: Interest Rates: Current interest rates for various services and account types

3. Schedule 3: Required Documentation: List of required documents for account opening and verification

4. Schedule 4: Data Processing Information: Detailed information about data processing activities and purposes

5. Schedule 5: Online Banking Security Procedures: Detailed security protocols and procedures for digital banking

6. Appendix A: Account Opening Form: Standard form for collecting customer information

7. Appendix B: Specimen Signature Card: Form for recording authorized signatures

8. Appendix C: GDPR Consent Form: Specific consents required under GDPR

9. Appendix D: Tax Information Form: Required tax declarations and information