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1. Online Banking Services: Terms for digital banking access, used when customer opts for online services

2. Joint Account Provisions: Additional terms for joint accounts, included when account has multiple holders

3. Corporate Account Provisions: Specific terms for business accounts, used for corporate customers

4. Minor Account Provisions: Special conditions for accounts held by minors

5. Foreign Currency Services: Terms for foreign currency transactions, included if multi-currency services are offered

6. Debit Card Services: Terms for associated debit cards, included if customer requests a card

7. Overdraft Facility: Terms for overdraft services, included if overdraft is offered

8. Investment Services: Terms for investment accounts, included if investment services are provided

1. Schedule 1 - Fee Schedule: Detailed breakdown of all applicable fees and charges

2. Schedule 2 - Required Documentation: List of required KYC documents for different account types

3. Schedule 3 - Electronic Banking Terms: Detailed terms and conditions for electronic banking services

4. Schedule 4 - Privacy Notice: Detailed GDPR privacy notice and data processing information

5. Schedule 5 - Product Information Sheet: Specific features and conditions of the account product

6. Appendix A - Signature Card: Specimen signatures and signing authorities

7. Appendix B - Tax Information: Tax declarations and FATCA/CRS forms

8. Appendix C - Service Level Agreement: Details of service standards and response times