UCC Articles 8 and 9: Uniform Commercial Code provisions governing securities and secured transactions, which are relevant for escrow arrangements and security interests
E-SIGN Act: Electronic Signatures in Global and National Commerce Act - Governs the validity of electronic signatures and records in commercial transactions
Bank Secrecy Act: Federal law requiring financial institutions to assist government agencies in detecting and preventing money laundering
USA PATRIOT Act: Provides framework for customer identification requirements and anti-terrorism measures in financial transactions
Federal Deposit Insurance Act: Governs the operation of banks and deposit insurance in the United States
State Escrow Regulations: State-specific laws governing escrow operations, licensing requirements, and operational standards
State Banking Laws: State-specific regulations governing banking operations and financial transactions
State Contract Laws: State-specific laws governing formation and enforcement of contracts
Federal Reserve Regulations: Regulations issued by the Federal Reserve System governing banking practices and monetary policy
FDIC Regulations: Rules and guidelines issued by the Federal Deposit Insurance Corporation for insured financial institutions
SEC Regulations: Securities and Exchange Commission regulations that may apply to certain types of escrow arrangements involving securities
ALTA Guidelines: American Land Title Association standards and best practices for escrow and title operations
Anti-Money Laundering Requirements: Compliance requirements for preventing, detecting, and reporting potential money laundering activities
Privacy Laws: Federal and state requirements for protecting personal and financial information in escrow transactions
