Moneylenders Act (Chapter 188): Primary legislation regulating moneylending businesses, setting requirements for licensed moneylenders, and establishing interest rate caps and fee restrictions
Civil Law Act (Chapter 43): Fundamental legislation governing contractual relationships, providing framework for legal contracts and addressing issues of capacity to contract
Banking Act (Chapter 19): Regulates banking operations and secured lending, particularly relevant if the lender is a banking institution
Monetary Authority of Singapore Act: Provides regulatory framework for financial institutions and sets guidelines for lending practices
Consumer Protection (Fair Trading) Act: Ensures fair trading practices and protects borrower's rights in financial transactions
Personal Data Protection Act 2012: Governs the collection, use, and disclosure of personal data in lending transactions and customer information management
Property Law Act: Governs creation and enforcement of security interests, particularly important when real property is used as collateral
Conveyancing and Law of Property Act: Governs property transactions and mortgages, particularly relevant when real estate is involved as collateral
Securities and Futures Act: Regulates securities-based lending and is applicable when financial instruments are used as collateral
Bankruptcy Act: Governs enforcement and recovery provisions, affecting creditor rights in case of default and insolvency situations
