The Deed of Release and Reconveyance is a crucial document in Singapore's property financing landscape, typically used when a mortgage or charge has been fully repaid or when refinancing to a new lender. This deed formally documents the discharge of the security interest and the transfer of legal title back to the property owner. It must comply with Singapore's strict legal requirements, including proper execution as a deed and registration with relevant authorities. The document contains specific details about the original security, the property, and the parties involved, and serves as permanent evidence of the security's discharge.
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1. Parties: Details of the releasor and releasee
2. Background: History of the original mortgage/charge and reason for release
3. Definitions: Key terms used throughout the deed
4. Release and Reconveyance: Core operative provisions releasing the security interest
5. Consideration: Details of payment or other consideration for the release
6. Representations and Warranties: Standard declarations about authority and capacity
7. Execution: Signature blocks and attestation
1. Further Assurance: Commitment to execute additional documents if needed - used when future actions might be required
2. Partial Release: Details of partial release terms - used when only part of the security is being released
3. Governing Law: Jurisdiction and applicable law - used when international elements are involved
1. Property Description Schedule: Detailed description of the property being released
2. Original Security Documents Schedule: List of security documents being discharged
3. Payment Details Schedule: Details of any settlement payments - included when payment is part of the release
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