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Cease And Desist Letter To Debt Collector
"I need to draft a Cease and Desist Letter to Debt Collector to stop ABC Collection Agency from calling my elderly mother outside business hours and making threats; they claim we owe $5,000 on a credit card debt that we've already settled in January 2025."
1. Sender Information: Full contact details of the person sending the cease and desist letter
2. Recipient Information: Full details of the debt collector or collection agency
3. Date: Current date of the letter
4. Account Reference: Any relevant account or debt reference numbers
5. Description of Harassment: Detailed account of the debt collector's objectionable behavior
6. Legal Basis: Citation of relevant laws being violated, including Moneylenders Act, POHA, Banking Act, and PDPA
7. Demand to Cease: Clear statement demanding immediate cessation of harassment
8. Legal Consequences: Statement of potential legal action if harassment continues
1. Dispute of Debt: Section addressing the validity of the underlying debt claim, to be included when the debt is disputed
2. Previous Communications: Reference to prior attempts to resolve the situation and previous communications with the debt collector
3. Third Party Authorization: Statement about legal representation when the letter is sent by an authorized representative
1. Evidence Log: Documentation of harassment incidents including dates, times, and nature of contact
2. Communication Records: Copies of relevant communications, screenshots, or recordings of harassment instances
3. Power of Attorney: Documentation of legal authority when letter is sent by an authorized representative
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