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1. Guarantor Provisions: Required when a third-party guarantor is involved in the loan

2. Co-borrower Terms: Included when there are multiple borrowers for the same vehicle

3. Special Payment Arrangements: Used for non-standard payment structures or Islamic financing options

4. Dealer Agreement Reference: Required when the loan is part of a dealer-arranged financing program

5. Electronic Transaction Terms: Included when offering online payment or documentation options

6. Force Majeure: Added for protection against unforeseen circumstances affecting contract performance

1. Schedule 1 - Payment Schedule: Detailed amortization schedule showing monthly payments, principal, and interest breakdown

2. Schedule 2 - Vehicle Specification: Complete technical specifications and condition report of the vehicle

3. Schedule 3 - Insurance Requirements: Detailed insurance specifications and approved insurers

4. Schedule 4 - Security Documents: List and copies of all security documents

5. Schedule 5 - Fee Schedule: Breakdown of all applicable fees and charges

6. Appendix A - Required Documents: Checklist of documents required from the borrower

7. Appendix B - Vehicle Maintenance Requirements: Mandatory maintenance and servicing requirements during the loan period