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1. Security: Required if the loan is secured - details of collateral and security arrangements

2. Guarantees: Required if there are guarantors - terms of guarantee and guarantor obligations

3. Insurance: Required if specific insurance coverage is mandatory for the loan

4. Special Purpose Covenants: Required for loans with specific use requirements or industry-specific conditions

5. Regulatory Compliance: Additional section required for loans exceeding certain thresholds under BSP regulations

6. Assignment and Transfer: Required if the lender wishes to retain the right to assign or transfer the loan

7. Tax Provisions: Detailed tax provisions required for larger loans or where specific tax implications exist

1. Schedule 1 - Loan Terms: Detailed commercial terms including amount, interest rate, fees, and repayment schedule

2. Schedule 2 - Conditions Precedent: List of documents and conditions required before drawdown

3. Schedule 3 - Repayment Schedule: Detailed amortization or repayment schedule if applicable

4. Schedule 4 - Form of Drawdown Notice: Standard form for requesting loan disbursement

5. Schedule 5 - Truth in Lending Act Disclosure Statement: Mandatory disclosure of effective interest rate and charges as required by Philippine law

6. Appendix A - Security Details: Description of security or collateral if the loan is secured

7. Appendix B - Form of Promissory Note: Standard form of promissory note to be executed by borrower