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1. Renewal Terms: Include when the policy has automatic renewal options or specific renewal conditions

2. Grace Period Provisions: Include for policies with flexible payment terms or where required by specific insurance types

3. Beneficiary Designation: Required for life insurance and similar policies where beneficiaries need to be specified

4. Rehabilitation Clause: Include for policies that allow reinstatement after lapse

5. Assignment Provisions: Include when the policy may be assignable to third parties

6. Riders and Endorsements: Include when additional coverage options or modifications are available

7. Dispute Resolution: Include when specific arbitration or mediation procedures are preferred before court action

8. Foreign Currency Provisions: Include when premiums or benefits may be paid in foreign currency

1. Schedule of Benefits: Detailed breakdown of coverage amounts, limits, and sub-limits for different types of claims

2. Schedule of Premiums: Detailed premium calculation tables, including any adjustable components

3. Schedule of Exclusions: Comprehensive list of excluded risks and circumstances

4. Claims Documentation Requirements: Detailed list of required documents for different types of claims

5. Schedule of Covered Locations: For property insurance, list of covered premises or locations

6. Medical Examination Requirements: For health or life insurance, specific medical examination and testing requirements

7. Network Providers: For health insurance, list of accredited healthcare providers and facilities

8. Policy Endorsements: Any modifications or additions to the standard policy terms