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1. Guarantor Provisions: Required when there are guarantors for the loan

2. Construction Provisions: Required for construction loans or when property is under development

3. Multiple Security Properties: Required when more than one property is provided as security

4. Fixed Rate Period Terms: Required when the loan includes a fixed interest rate period

5. Offset Account Provisions: Required when an offset account facility is included

6. Interest Only Period Terms: Required when there is an initial interest-only period

7. Cross-Collateralization: Required when security property covers multiple loans

1. Schedule 1 - Loan Terms: Detailed breakdown of loan amount, interest rates, fees, and payment schedule

2. Schedule 2 - Property Description: Legal description and certificate of title details for the secured property

3. Schedule 3 - Payment Schedule: Amortization schedule showing payment breakdown

4. Schedule 4 - Fees and Charges: Complete list of all applicable fees and charges

5. Schedule 5 - Insurance Requirements: Detailed insurance requirements and minimum coverage

6. Appendix A - Initial Disclosure Statement: CCCFA-compliant initial disclosure information

7. Appendix B - Direct Debit Authority: Direct debit setup form for loan payments

8. Appendix C - Guarantee Form: Standard form of guarantee when applicable