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1. Additional Insured Parties: Section listing any additional entities covered under the policy, used when multiple legal entities are involved

2. Special Endorsements: Any specific modifications or additions to the standard coverage, included when there are custom arrangements

3. International Coverage Extensions: Details of coverage for employees working abroad, included for companies with international operations

4. Claims Reporting Procedure: Information about how to file claims, included when requested by the policyholder or required by specific industries

5. Policy Exclusions Summary: Overview of key exclusions, included when there are significant limitations that need to be highlighted

1. Schedule A - Coverage Limits: Detailed breakdown of coverage limits for different types of claims and benefits

2. Schedule B - Premium Information: Details of premium calculations and payment schedules

3. Schedule C - Covered Locations: List of all business locations covered under the policy

4. Appendix 1 - Employee Categories: Detailed breakdown of employee classifications and corresponding coverage levels

5. Appendix 2 - Claims History: Summary of recent claims history if required for regulatory purposes