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1. Security: Include when the debt is secured by any assets or guarantees

2. Early Payment Provisions: Include when allowing early repayment options with potential discounts

3. Insurance Requirements: Include when requiring the Debtor to maintain specific insurance coverage

4. Assignment: Include when either party needs the right to assign the agreement to other parties

5. Confidentiality: Include when parties wish to keep the debt arrangement private

6. Force Majeure: Include when parties want to address circumstances beyond their control affecting payment ability

1. Schedule 1 - Payment Schedule: Detailed breakdown of payment dates, installment amounts, and running balance

2. Schedule 2 - Original Debt Documentation: Copies or details of the original debt agreement or invoices

3. Schedule 3 - Payment Methods: Specified payment methods and bank account details for payments

4. Appendix A - Proof of Identity: Copies of identification documents of both parties

5. Appendix B - Security Documentation: If applicable, documentation of any security or collateral provided