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1. Unconditional Promise to Pay: Clear statement of the maker's unconditional promise to pay, including the maximum principal amount that may be advanced

2. Interest Rate and Calculation: Specification of the interest rate, how it is calculated, and when it is payable

3. Advance Terms: Details of how and when advances will be made, including any minimum advance amounts and notice requirements

4. Repayment Terms: Schedule and method of repayment, including whether installments are required and their frequency

5. Events of Default: Circumstances that constitute default and the consequences thereof

6. Representations and Warranties: Basic representations about the maker's capacity and authority to execute the note

7. Governing Law: Specification that Indian law governs the note and jurisdiction details

1. Schedule A - Advance Schedule: Detailed schedule of planned advances, including dates and amounts if predetermined

2. Schedule B - Repayment Schedule: Detailed amortization schedule showing payment dates and amounts

3. Schedule C - Security Details: If applicable, detailed description of any security or collateral

4. Appendix 1 - Advance Request Form: Standard form to be used when requesting advances under the note

5. Appendix 2 - Calculation of Interest: Detailed explanation and examples of how interest is calculated