1. Parties: Identification of the borrower, lender(s), facility agent and security agent (if applicable)
2. Background: Brief context of the facility arrangement and purpose
3. Definitions and Interpretation: Comprehensive definitions of terms used and interpretation principles
4. The Facility: Details of the revolving credit facility, including amount, purpose, and revolving mechanics
5. Conditions Precedent: Conditions to be satisfied before initial utilization and subsequent drawdowns
6. Utilization: Procedures and requirements for drawing down the facility
7. Repayment and Prepayment: Terms for regular repayments and voluntary/mandatory prepayment provisions
8. Interest: Interest calculation, periods, payment dates, and default interest
9. Fees: Commitment fees, arrangement fees, and other applicable fees
10. Tax Gross Up and Indemnities: Tax provisions and related indemnification obligations
11. Increased Costs: Provisions dealing with changes in law or regulations affecting lenders' costs
12. Representations and Warranties: Borrower's representations and warranties
13. Information Undertakings: Borrower's obligations to provide financial and other information
14. Financial Covenants: Financial ratios and other financial requirements to be maintained
15. General Undertakings: Borrower's positive and negative covenants
16. Events of Default: Circumstances constituting default and consequences
17. Changes to Parties: Provisions for transfers, assignments, and changes in lending syndicate
18. Administration: Role and duties of facility agent and payment mechanics
19. Notices: Communication requirements and contact details
20. Calculations and Certificates: Basis for financial calculations and form of certificates
21. Enforcement: Rights and remedies upon default
22. Governing Law and Jurisdiction: Hong Kong law as governing law and jurisdiction provisions
