ºÚÁÏÊÓÆµ

Project Loan Agreement Template for England and Wales

Create a bespoke document in minutes, or upload and review your own.

4.6 / 5
4.8 / 5

Let's create your Project Loan Agreement

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get your first 2 documents free

Your data doesn't train Genie's AI

You keep IP ownership of your information

Key Requirements PROMPT example:

Project Loan Agreement

"I need a Project Loan Agreement for a renewable energy development in Scotland, with a facility amount of £50 million to be drawn down in three tranches starting March 2025, including specific environmental compliance clauses and performance metrics for wind farm operation."

What is a Project Loan Agreement?

The Project Loan Agreement is a fundamental document in project finance transactions, used when significant capital investment is required for specific projects. This agreement, governed by English and Welsh law, establishes the framework for providing and managing project-specific financing, including detailed provisions for drawdown mechanisms, project monitoring, and risk mitigation. It's particularly crucial for large-scale infrastructure, energy, and development projects where financing is tied to project performance and cash flows.

What sections should be included in a Project Loan Agreement?

1. Parties: Identification and details of the lender(s) and borrower(s)

2. Background: Context of the loan, project description, and purpose

3. Definitions and Interpretation: Key terms used throughout the agreement and rules of interpretation

4. The Facility: Details of the loan amount, purpose, and availability

5. Conditions Precedent: Conditions that must be satisfied before drawdown

6. Drawdown: Procedures and requirements for accessing the loan

7. Interest: Interest rate, calculation methods, and payment terms

8. Repayment: Repayment schedule and terms

9. Representations and Warranties: Statements of fact and assurances given by the borrower

10. Covenants: Ongoing obligations of the borrower

11. Events of Default: Circumstances that trigger default and consequences

What sections are optional to include in a Project Loan Agreement?

1. Security: Details of any security/collateral (used when loan is secured)

2. Project Undertakings: Specific obligations related to the project (used for complex projects with specific milestones)

3. Environmental Compliance: Environmental obligations and warranties (used for projects with environmental impact)

4. Insurance: Required insurance coverage (used when specific insurance requirements exist)

What schedules should be included in a Project Loan Agreement?

1. Conditions Precedent Schedule: Detailed list of required documents and conditions

2. Drawdown Notice: Form of drawdown request

3. Repayment Schedule: Detailed payment dates and amounts

4. Project Documents: Key project contracts and documents

5. Security Documents: Forms of security documentation

6. Financial Covenants: Detailed financial ratios and requirements

Authors

Alex Denne

Head of Growth (Open Source Law) @ ºÚÁÏÊÓÆµ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Relevant legal definitions













































Clauses






































Industries

Financial Services and Markets Act 2000: Primary legislation regulating financial services and markets, including requirements for authorized lenders and consumer protection provisions

Consumer Credit Act 1974: Legislation covering consumer protection measures, licensing requirements, and information disclosure requirements for credit agreements

Law of Property Act 1925: Key legislation governing property rights and interests, particularly relevant when security interests are involved in the loan agreement

Companies Act 2006: Principal legislation governing corporate borrowers, including requirements for registration of charges and directors' duties

FCA Regulations: Regulatory framework covering conduct of business rules, fair treatment of customers, and financial promotion rules

PRA Requirements: Prudential regulations covering capital adequacy requirements and risk management for lenders

Money Laundering Regulations 2017: Legislation requiring Know Your Customer (KYC) checks and due diligence obligations in financial transactions

UK Sanctions Regulations: Regulations imposing restrictions on lending to certain entities or individuals

Data Protection Act 2018 and UK GDPR: Legislation governing the processing of personal data and privacy requirements in financial transactions

Environmental Protection Act 1990: Environmental legislation that may be relevant depending on the nature of the project being financed

Climate Change Act 2008: Legislation setting framework for reducing greenhouse gas emissions, relevant for environmentally sensitive projects

Unfair Contract Terms Act 1977: Legislation regulating unfair terms in contracts and limiting the extent to which liability can be excluded

Misrepresentation Act 1967: Legislation governing false or misleading statements made during contract formation

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Vehicle Finance Contract

An England & Wales legal document outlining terms for vehicle financing under the Consumer Credit Act 1974.

find out more

Trade Finance Facility Agreement

An England & Wales legal document facilitating international trade finance for cross-border business operations.

find out more

Trade Finance Agreement

An England & Wales legal document facilitating international trade finance through structured agreements and compliance standards.

find out more

Tripartite Agreement For Home Loan

An England & Wales legal document detailing a home loan arrangement involving a third-party security or guarantee.

find out more

Personal Mortgage Loan Agreement

An England & Wales contract detailing residential property financing terms between borrowers and financial institutions.

find out more

Person To Person Loan Agreement

An England & Wales legal document formalizing private lending terms between individuals, ensuring clarity and legal protection.

find out more

Official Loan Agreement

An England & Wales legal document outlining terms and conditions of a lending relationship between parties.

find out more

Margin Loan Agreement

An England & Wales agreement outlining securities-based lending terms, including margin calls and collateral obligations.

find out more

Loan Swap Agreement

An England & Wales agreement transforming loan interest rates between fixed and floating for risk management.

find out more

Loan Note Agreement

An England & Wales legal document outlining terms for debt financing through loan notes issuance.

find out more

Loan Guaranty Agreement

An England & Wales legal document ensuring loan repayment through a guarantor if the borrower defaults.

find out more

Loan Forbearance Agreement

An England & Wales legal document modifying loan terms for borrowers facing temporary financial hardship.

find out more

Loan Borrower Agreement

An England & Wales legal document outlining terms and obligations for a formal loan arrangement between parties.

find out more

Friends And Family Loan Agreement

An England & Wales legal document authorizing a representative to attend a meeting on behalf of another party.

find out more

Financial Support Agreement

An England & Wales legal document authorizing internet service installation at a specified property location.

find out more

Financial Assistance Agreement

An England & Wales legal document authorizing additional water meter installation for separate property consumption monitoring.

find out more

Family Loan Agreement Document

An England & Wales legal document authorizing third-party payments from an individual's account for specified purposes.

find out more

Car Mortgage Agreement

An England & Wales legal document delegating work authority due to employee absence or project needs.

find out more

Car Finance Contract

An England & Wales legal document authorizing a representative to manage diploma-related matters on behalf of the holder.

find out more

Bridge Financing Agreement

An England & Wales legal document authorizing electrical service requests under the Electricity Act 1989.

find out more

Auto Finance Contract

An England & Wales legal document authorizing another to handle driving licence matters on the holder's behalf.

find out more

Financing Condition Purchase Agreement

An English law agreement governing purchases contingent on securing specific financing arrangements.

find out more

Retail Installment Credit Agreement

A regulated consumer credit agreement under English and Welsh law enabling purchases to be paid in installments with specified terms and protections.

find out more

Municipal Lease Purchase Agreement

A financing agreement under English and Welsh law enabling local authorities to acquire assets through a lease-to-own structure.

find out more

Tri Party Loan Agreement

An English law-governed agreement between three parties establishing terms for a loan arrangement, including security and administrative provisions.

find out more

Vehicle Finance Agreement

A legally binding agreement under English and Welsh law that sets out terms for vehicle financing, including payment obligations and maintenance requirements.

find out more

Modification Of Loan Agreement

An English law document that modifies the terms of an existing loan agreement between parties.

find out more

Common Loan Agreement

A legally binding loan agreement under English and Welsh law setting out terms and conditions between lender and borrower.

find out more

Mortgage Loan Purchase Agreement

An English law agreement governing the sale and transfer of mortgage loans between financial institutions.

find out more

Warehouse Loan Agreement

An English law agreement governing loans secured against warehoused goods, setting out financing terms and security arrangements.

find out more

Project Loan Agreement

A legally binding agreement under English and Welsh law that sets out terms for project-specific financing between lenders and borrowers.

find out more

Vendor Finance Contract

An English law agreement enabling vendor-provided financing for customer purchases, combining sales and financing terms under UK regulation.

find out more

Loan Pledge Agreement

An English law agreement establishing terms for a loan secured by pledged assets, detailing security interests and enforcement rights.

find out more

Accounts Receivable Financing Agreement

A legal agreement under English and Welsh law governing the financing of accounts receivable through purchase or funding arrangements.

find out more

Property Loan Agreement

A legally binding agreement under English and Welsh law establishing terms for property-secured lending.

find out more

Novation Lease Agreement

An English law agreement transferring lease obligations from an existing tenant to a new tenant, with landlord's consent.

find out more

Peer To Peer Loan Agreement

A legally binding agreement under English and Welsh law that establishes terms and conditions for direct lending between parties without traditional financial intermediaries.

find out more

Loan Sharing Agreement

An English law agreement governing the sharing and administration of loan participations between multiple lenders.

find out more

Equipment Finance Agreement

A contract under English and Welsh law governing the terms of equipment financing between a provider and borrower, including payment terms and obligations.

find out more

Financial Management Agreement

An English law agreement establishing the terms for professional investment management services between a manager and client.

find out more

Accounts Receivable Purchase Agreement

A contract governed by English and Welsh law for the sale and purchase of accounts receivable between businesses.

find out more

Senior Facilities Agreement

An English law governed agreement documenting terms and conditions of syndicated loan facilities between lenders and borrowers.

find out more

Credit Loan Agreement

A legally binding agreement under English and Welsh law governing the terms and conditions of a loan between a lender and borrower.

find out more

Business Loan Agreement

A legally binding agreement under English and Welsh law that governs the terms and conditions of a business loan between a lender and borrower.

find out more

Download our whitepaper on the future of AI in Legal

By providing your email address you are consenting to our Privacy Notice.
Thank you for downloading our whitepaper. This should arrive in your inbox shortly. In the meantime, why not jump straight to a section that interests you here: /our-research
Oops! Something went wrong while submitting the form.

³Ò±ð²Ô¾±±ð’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; ³Ò±ð²Ô¾±±ð’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

Our bank-grade security infrastructure undergoes regular external audits

We are ISO27001 certified, so your data is secure

Organizational security

You retain IP ownership of your documents

You have full control over your data and who gets to see it

Innovation in privacy:

Genie partnered with the Computational Privacy Department at Imperial College London

Together, we ran a £1 million research project on privacy and anonymity in legal contracts

Want to know more?

Visit our for more details and real-time security updates.