Securities Exchange Act 1934: Federal law governing securities trading and public company requirements, relevant if the company seeking the loan is publicly traded
Sarbanes-Oxley Act 2002: Federal legislation establishing enhanced corporate accountability standards for public companies, affecting financial reporting and internal controls
Truth in Lending Act (TILA): Federal law requiring clear disclosure of lending terms and costs in financial transactions
Equal Credit Opportunity Act (ECOA): Federal law prohibiting discrimination in lending practices based on race, color, religion, national origin, sex, marital status, or age
State Corporation Laws: State-specific laws governing corporate formation, operation, and governance (varies by state of incorporation)
Company Bylaws Compliance: Internal company rules and procedures that must be followed for corporate actions, including borrowing authority and resolution requirements
Bank Secrecy Act: Federal law requiring financial institutions to assist government agencies in detecting and preventing money laundering
USA PATRIOT Act: Federal law including provisions for customer identification and verification in financial transactions
Uniform Commercial Code (UCC): State-adopted uniform laws governing commercial transactions, particularly relevant if collateral is involved in the loan
Articles of Incorporation: Company's founding document that may contain restrictions or requirements regarding borrowing authority and debt obligations
