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1. Guarantor Provisions: To be included when a third party guarantees the debt payments

2. Collateral Security: Required when specific assets are pledged as security for the debt

3. Insurance Requirements: Included when payment protection or other insurance is required

4. Debt Counseling Provisions: Required when the debtor is under debt counseling or mediation

5. Tax Implications: To be included when there are specific tax considerations for the payment plan

6. Third-Party Authorization: When payments will be made by or through a third party

7. Hardship Provisions: Optional terms for temporary payment modifications in case of financial hardship

1. Schedule A - Debt Breakdown: Detailed itemization of the debt components including principal, interest, and any fees

2. Schedule B - Payment Schedule: Detailed calendar of payment dates and amounts

3. Schedule C - Direct Debit Authorization: Form for automatic payment setup if applicable

4. Schedule D - Supporting Documentation: Copies of original debt documentation or court orders

5. Appendix 1 - Contact Details: Comprehensive contact information for all relevant parties

6. Appendix 2 - Glossary of Terms: Extended definitions of technical or financial terms used

7. Appendix 3 - Default Notification Forms: Standard forms for notification of default or payment issues