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1. Payment History: Include when there have been partial payments or payment attempts to establish the history of the debt

2. Previous Demands: Reference to any previous demands or communications when this is not the first demand

3. Acceleration Clause: Include when invoking an acceleration clause in the promissory note making the entire amount due

4. Settlement Options: Include when willing to discuss payment arrangements or settlement options

5. Attorney Authorization: Include when the demand is being made by a legal representative

1. Copy of Promissory Note: Authenticated copy of the original promissory note

2. Interest Calculation Schedule: Detailed breakdown of how interest and penalties were calculated

3. Payment History Schedule: Record of any payments made and remaining balance if applicable

4. Prior Correspondence: Copies of relevant prior demand letters or communications

5. Authorization Documents: Power of attorney or other authorization documents if demand is made by a representative